Commercial Mortgage Loans
County Savings Bank offers a number of lending products to small businesses and other entrepreneurs. Our experienced lenders will work closely with you to help you accomplish your goals. We can assist you with:
- Real estate purchases
- Real estate improvements
Our Commercial Mortgages feature flexible terms and pricing. Interest rates may be fixed or may be adjusted on an annual basis with a Prime Rate or Treasury Security Index.
Commercial real estate Lines of Credit
A Commercial Line of Credit allows a business to have funds available to meet the business cycle or growth of a company. Commercial Lines of Credit can also be utilized to take advantage of suppliers’ discounts, business growth, and new business opportunities. Access to the line of credit can be made by check or on-line transfer for reasons such as overdraft protection, to supplement a banking relationship, or for any other short-term purpose. Your loan payment is calculated on a 10 year repayment period paying interest on outstanding balance only. Your funds are available to you for your use as they are repaid.