Home Equity Loans

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Unlock the value of your home. The equity you have built in your home can work for you. If you have been planning to take that long awaited vacation, make life more comfortable with home improvements, consolidate those high rate debts that never seem to go away, or put some money away for education expenses, a County Savings Bank Home Equity Loan can help.  We have equity loans for all your borrowing needs.

With Home Equity loans, you borrow a fixed amount at a low fixed rate, repaying it over time in easy monthly installments. The maximum loan amount is determined by your ability to pay as well as the current value of your home.

Home Equity Loans offer a convenient way to tap the value of your home when you need it:

  • Loan minimum as low as $2,500.00
  • Borrow up to 80% of the value of your home less your mortgage balance and any other recorded home equity loans (special financing may be available for loans with a 81-89% loan to value ratio)
  • Fixed monthly payments
  • Interest rates based on term of loan. Please call for more information.
  • View documentation requirements