Deposit Rates

Effective as of November 18, 2024

Savings

	Rate	APY**	Compounded
Passbook Savings
Below $1,000	.00%	.00%	Daily
$1,000-$10,000	.03%	.03%	Daily
Greater than $10,000	.05%	.05%	Daily
Statement Savings
Below $1,000	.00%	.00%	Daily
$1,000-$10,000	.03%	.03%	Daily
Greater than $10,000	.05%	.05%	Daily
Silver Passbook Savings	.07%	.07%	Daily
Silver Statement Savings	.07%	.07%	Daily
Child Passbook Savings	.10%	.10%	Daily
Club Accounts	.02%	.02%	Daily
College Savers	.05%	.05%	Daily

Checking

	Rate	APY**	Compounded
Interest Checking
Below $2,500	.00%	.00%	Monthly
$2,500-$10,000	.03%	.03%	Monthly
Greater than $10,000	.05%	.05%	Monthly
Silver Checking	.05%	.05%	Daily

Money Market

	Rate	APY**	Compounded
Regular Money Market
Below $2,500	.00%	.00%	Daily
Greater than $2,500	.02%	.02%	Daily
Tiered Money Market
Below $2,500	.00%	.00%	Daily
$2,500-$24,999.99	.02%	.02%	Daily
$25,000.00-$74,999.99	.03%	.03%	Daily
$75,000.00-$249,999.99	.05%	.05%	Daily
Greater than $250,000.00	.10%	.10%	Daily
IRA Money Market	.03%	.03%	Daily

Certificate of Deposit

	Rate	APY**	Compounded
3 Month	2.96%	3.00%	Daily
6 Month	3.00%	3.05%	Daily
9 Month***	3.92%	4.00%	Daily
12 Month*	2.96%	3.00%	Daily
18 Month	3.59%	3.65%	Daily
24 Month*	3.15%	3.20%	Daily
30 Month	2.86%	2.90%	Daily
60 Month*	2.96%	3.00%	Daily

*Available terms for IRA Certificates
**Annual Percentage Yield
*** $5,000 Minimum deposit (substantial penalty for early withdrawal's)
All rates are subject to change and fees may reduce earnings